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Avalanche VS Snowball Method: Which Is Right For You?
Debt can hold you back from achieving your financial goals that can create a life you love. So deciding to tackle your debt is a smart choice. But as you consider your debt repayment options, you’ll...
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FICO Score VS Credit Score: How Your FICO Score Affects Your Finances
Credit is a huge part of your financial life. Before you go and apply for credit, it’s important to understand your FICO score vs. credit score, where your credit stands, and how it works. Knowing if...
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How To Use Credit Cards Wisely
Credit card companies are deemed evil by many, especially after racking up big bills and paying high interest. However, for the most part, the irresponsible use of credit cards is what really gets...
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How To Pay Off Debt In Collections
Are you trying to figure out how to pay off debt in collections? Whether it’s because you didn’t have the money or just simply forgot, we’ve all had a bill go unpaid before. However, the problem is...
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Should You Use A Home Equity Loan To Pay Off Debt?
If you have debt, you are probably thinking about how you can pay it off as quickly as possible. That is the right attitude, and that means you are getting on the right track. However, in almost every...
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What Is A Payday Loan And Why They’re A Bad Idea
If you are short on cash, you might be looking for options on how to get money fast. Sure, you might be able to ask your parents or best friends for $50 here and there, but what if you need more...
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Should I Pay Off Debt Or Save? Or Both?
When it comes to paying off debt or saving, the question of whether it's possible or makes sense is one that gets asked pretty often. So are you wondering, "Should I save or pay off debt?" "Should I...
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Secured VS Unsecured Loans: What You Should Know
Ever found yourself wondering what the key differences are between secured vs unsecured loans? Understanding the difference between secured vs unsecured debt can position you to make smart financial...
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Mortgage Forbearance Pros And Cons: How It All Works
If you are facing financial difficulty, you may be considering mortgage forbearance. It could be an option that allows you to get some much-needed assistance until you get back on your feet. However,...
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Is A Salary Advance Loan A Good Idea?
You’re driving home from work when you notice your check engine light is on. Your mechanic tells you you’ll need several hundred dollars in repairs. There’s not enough in your savings to cover the...
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Pros And Cons Of Personal Loans: What You Need To Know
You can use a personal loan for a variety of things. For instance, consolidating credit card debt, consolidating student loans, or dealing with unexpected medical bills. Of course, they can be used to...
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Does Checking Your Credit Score Lower It?
You've probably thought about checking your credit score every now and then. You may be pulling your report occasionally from the credit bureaus or you may have active credit monitoring in place...
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10 Key Pieces Of Advice About Student Loans + Best Student Resources
Student loans can help you fund the education required for your desired career. But there’s a lot of conflicting advice out there about the best way to manage your student loans. Whether you're still...
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Should I Refinance My Student Loans?
If you’re drowning in student loan payments every month, you’ve probably wondered “Should I refinance my student loans?” Refinancing student loans can absolutely take some of the pressure off and it...
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How To Avoid Student Loans: 7 Key Ways
College is a big next step for many high school graduates. The same applies to people pursuing graduate degrees or changing careers. But how to avoid student loans is also a big question. The average...
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The Advantages And Disadvantages Of Credit Cards
Like most things, there are many advantages and disadvantages of credit cards you should know. Credit cards get a bit of bad rap in the personal finance space but if used correctly, they can be a good...
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How To Get Out Of A Car Loan
Millions of Americans rely on their vehicles every day. According to data from the American Association of State Highway and Transportation Officials, 79% of workers who own a car use it to commute to...
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Is An Income-Driven Repayment Plan A Good Idea For You?
An income driven repayment plan can help to alleviate some of the financial stress of repaying the remaining balance of your student loans. Although you will still have to make monthly student loan...
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How To Negotiate Medical Bills In Collections
A medical emergency can be very expensive. When you get the final bill, it might leave your eyes bulging. If there’s no room in your budget to cover the cost, then these bills might end up in...
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What Does Insufficient Credit History Mean? How To Improve Yours
Have you been excited to add a new credit card to your financial arsenal—or apply for a car loan or apartment—only to be told you have an insufficient credit history? Don’t worry! This is perfectly...
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